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Home Buying in Phoenix

Purchasing a property is most likely the biggest financial decision you will ever make. If this is your first purchase or you are an experienced Carlyle condominium buyer, this decision must be made carefully

Why Do You Want To Buy?

Are you tired of paying rent? Have you decided to pay your own mortgage and build your wealth and not your landlord’s? Have you outgrown your current Carlyle area condominium? Are you looking build your investment portfolio? Are you looking for your first rental property? Would you like to live in the city? Would you rather live in a different area? Do you want to shorten your commute? Having a clear sense of your reasons for buying will help you choose the right location.

Has Your Income Grown?

Property ownership is an excellent investment; whether you are searching for your dream condominium, a rental property, or to expand your investment portfolio. Owning real estate is one of the least risky ways to build equity or to obtain a greater return on your initial investment.

Things to Consider

This section will go over many aspects you the buyer should be prepared for and think about. Remember this area is to provoke thought so you can have these discussions with your Realtor. We will be able to answer and assist in the more advanced situations a buyer might face.

Are you ready to own your own condominium? These articles will help you understand the issues involved. You will also be able to learn something about lending and financing as it pertains to condo ownership..

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- Are you ready to buy a condo?
- Making the transition from renting to buying
- Pros and cons of condo ownership
- How much condo can you afford?
- Calculate your income vs. debt
- Understand your credit
- How much do I have to save to buy a condo?
- Homebuying for young people: Condominiums
Looking
Finding your condo is the most important and often the most challenging part of the condo buying process! Whether buying a luxury condo in a hi-rise downtown tower or mid-rise condo complex, these reports will help you find the home of your dreams by assisting you with the condo hunting process!

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- Take charge when buying
- How a realtor can help
- What type of condo do you want?
- Wish list worksheet
- House-hunting tips
- A short guide to real estate lingo and acronyms
- Don't forget your preapproval letter
Choose a condo, make an offer
Even if you feel you have found a condo, making the final choice often involves weighing important criteria and prioritizing your wants and needs..

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- How to choose a neighborhood
- How to choose a condominium in Carlyle
- Home comparison chart
- Buyer Checklist
- Make an Offer On A New Carlyle Phoenix
Get a loan
Because there are many different kinds of mortgages, it is important that you understand the different types available to you...

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- What is a mortgage?
- Mortgage basics
- Types of mortgage loans
- What are my mortgage options?
- How to get a mortgage
- Applying for a mortgage loan
- Debt to Income Ratio
Inspection and final negotiation
Home inspection - your Carlyle condo inspection is an important final step. If you would like to learn more about this and other final procedures such as negotiations and terms and conditions, this report is helpful.